Privacy Policy
Effective date: July 23, 2026
This Privacy Policy describes how MGV Consulting ("we," "us," or "our"), operating medicarerulebook.com (the "Site"), collects, uses, and protects your personal information. By using the Site or submitting a form on it, you agree to this policy.
Information we collect
When you request our free guide or other resources, we collect the information you provide: your name, email address, phone number, ZIP code, and where you are in the Medicare process. We may also automatically collect basic technical information such as browser type, device type, pages visited, and referring source through standard analytics tools and cookies.
How we use your information
- To deliver the resources you request, such as the Medicare Rulebook guide.
- To contact you by phone, text message, or email about Medicare plan options and related educational content, where you have consented to such contact.
- To improve the Site and our educational materials.
- To comply with legal and regulatory obligations, including records requirements that apply to licensed insurance agents.
Text messages and calls
If you check the consent box on our forms, you agree to receive calls, texts, and emails from us at the contact information you provided, including messages sent using automated technology. Consent is not a condition of purchase. Message and data rates may apply, and message frequency varies. You can opt out of text messages at any time by replying STOP, get help by replying HELP, and unsubscribe from emails using the link in any message. Opting out of marketing does not affect communications required to service an existing policy.
How we share your information
We do not sell your personal information. Your information is shared only with:
- Licensed insurance professionals working with MGV Consulting, for the purpose of assisting you with Medicare options you have expressed interest in.
- Service providers that help us operate the Site and our communications (such as website hosting, form processing, email delivery, customer relationship management, and phone systems), who may use your information only to perform services on our behalf.
- Government authorities or regulators where disclosure is required by law, subpoena, or applicable insurance regulation.
Data retention
We retain personal information for as long as necessary to provide the services you requested, to comply with legal and regulatory record-keeping requirements applicable to insurance producers (which may require retention of certain records, including call recordings, for as long as ten years), and to resolve disputes.
Cookies and analytics
The Site may use cookies and similar technologies for basic functionality and analytics. You can control cookies through your browser settings. Disabling cookies may affect some Site functionality.
Your choices and rights
You may request access to, correction of, or deletion of your personal information by contacting us using the details below, subject to record-keeping requirements that apply to licensed insurance activity. Residents of certain states may have additional rights under applicable state privacy laws; we honor verified requests as those laws require.
Security
We use reasonable administrative and technical safeguards to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Third-party links
The Site may link to third-party websites, including Medicare.gov. We are not responsible for the privacy practices of other sites and encourage you to review their policies.
Children
The Site is intended for adults and is not directed at anyone under 18. We do not knowingly collect information from minors.
Changes to this policy
We may update this policy from time to time. Updates will be posted on this page with a revised effective date.
Contact us
MGV Consulting
Phone: (810) 775-6885
Email: themedicarerulebook@gmail.com